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Auto Loan Calculator – A Device in Computing Monthly Payment
By Rick Goldfeller

Getting car loans is easy nowadays. You can just go to financial institutions offering auto loans and inquire about the amount of loan you can avail. Different lending companies have different terms and conditions. It is your responsibility as a borrower to look for a lender which offers favorable terms. Interest rates may also vary among lending companies. You must be careful about rates because it a very important aspect in your monthly installment. There is one way on how you can determine whether you can afford it. An auto loan calculator is a tool you can use in assessing a given car loan package.

There are lots of factors you should consider before borrowing money in purchasing your dream car. You need to be very keen with regards to interest rate, monthly payment and duration. The tool can help you with all the computations. What you are after is the monthly installment, right? Even if your dream car is within your reach, you wouldn’t easily avail the loan if you can’t afford it in the long-run. There are some things you should take into consideration like your monthly earnings as well as your expenses. The repayment plan must be suitable to your financial standing.

There are some lenders who persuade you to avail but in the end you will end up paying for higher monthly dues. Auto loan calculators will be your partner in the assessment process. You can locate the said calculators in the internet. There are various websites offering free auto loan calculators for everybody. It is one way of helping borrowers get the best bargain in car loans. If you won’t care about the total amount you will be paying, you’ll sometimes end up with financial problems. First, you should have a specific car model and inquire to the lending companies about the equivalent loan amount.

Remember to compare different amounts from various lending companies. It is much advisable to have many options. You will be comparing rates and the monthly installments that fit well with your budget should be chosen. An auto loan calculator works like a normal calculator. However, it is not a handy tool you can carry around or put in your bag. It is a devise which can be found in the computer monitor. Upon finding a website containing the said calculator, you will just have to type in required amount like the amount, its term, and the applicable interest rate. It is not like a regular calculator where you will have to do mathematical calculations.

In an auto loan calculator, the system will automatically compute the monthly installment. No sweat for you. Your only task is to type in all the necessary data asked. After some clicks in the mouse, the calculator will generate an amount which is equivalent to the monthly auto loan payment. You will have to decide whether you can afford it or not. There is also an online application form in the website. Auto loan calculator is really beneficial to all those who seek car loans by saving a lot of time. Instead of going to the lenders, you can just do it online.

The author of this article Rick Goldfeller is an underground Financial Analyst who has been successfully running campaigns for several wealthy clients. Rick finally decided to go public and share his knowledge and experience through his website http://www.finanzine.com. You can sign up for his free newsletter and join his coaching program.

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My Car Payments Are Too High! What Can I Do to Lower My Car Payment?
By Jason Lanier

To be honest, I don’t really know of anyone that thinks that their car payment is too low. Most everyone thinks that their car payment is too high, mine included and I get great deals on cars and car finance. So, what can you do when your car payment is too, high? Although some options may seem a bit intimidating, it’s actually incredibly simple to do…

Pay Down Your Loan.

That may sound a little stupid at first glance, but it’s very simple to call the loan company and tell them that you would like to lower your car payments and that you are interested in paying down your loan. Most all finance companies will allow you to make a lump sum payment to principle and lower your car payments for you on the spot. There is paperwork that you’ll have to sign, either in person or by mail. If you have the money, that’s an option for you that is really simple.

Call Them Up and Tell Them About It!

Call up your finance company and tell them, "My car payments are too high!". You may be surprised to find that if you let them know that you’re struggling to make your payments and would like to get your payments lowered, they actually can easily ‘flip a switch’ so to speak and lower your interest rate right over the phone. Car dealerships mark up interest rates anyway and if you’ve been in your loan for more than a year, which is how long the kickback the dealer gets is based on, you may be pleasantly surprised that your interest rate can be lowered as much as 5% by making a simple phone call to the lender.

Simple Auto Refinance.

Even with bad credit, there are loan companies online that will replace the loan that you have on your current vehicle with a new one. This is very simple to do and only takes a minute to apply for a new auto loan at a better interest rate. People with bad credit can especially benefit from this type of service because using a lending service that has a database of lenders can most assuredly provide you with a much better deal. When approved, all you do is tell them that you already have a car loan and you’re just wanting them to send a check to your lienholder. It is just like getting a new loan and your payment terms can also be extended to lower your car payments even further.

Hassle Free Auto Financing: http://www.FundMyVehicle.Net/

Locate Other Lenders with Your ZIP Code http://MyCreditTree.Net/.

Jason Lanier

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Auto Loan Payment – Understand How Much You Will Pay
By Al Falaq Arsendatama

Auto loan payment is the most important criterion that you need to consider before choosing a car loan for buying a car. Taking an auto loan involves a financial commitment of making monthly payments towards liquidating this loan over an agreed period of time. This monthly car loan payment consists of repayment of both the principal amount and the interest thereon.

When you select a car and take a corresponding auto loan, you should make sure that the monthly car loan payment amount is within your reach in the sense that you will be able to fulfill your commitment on time every month. You should be aware of the fact that failure to do so would lead to lowering your credit score besides landing you in trouble with the lender.

Factors Affecting Auto Loan Payment Amount

The amount of the car loan payment depends upon the amount of the car loan that you take and the rate of interest that you can negotiate with the lender. Moreover, your credit score also plays an important role in fixing the interest rate and consequently the auto loan payment amount. You should, therefore, obtain a copy of your credit report from the credit bureaus and find out where your credit score stands before you start looking for a car loan. You should also have a car loan payment calculator, as it will help you in calculating the amount easily and quickly.

Once you know where your credit rating stands, you can start looking for car loan lenders and compare their offers in order to choose the best one. There are many websites that offer car loan payment calculators. All that you need to do is to feed some relevant data such as the negotiated price of the car, the term of the loan, the interest rate, and the amount of the loan. The calculator will give you the amount of the monthly car loan payment in a jiffy and then you can compare the various offers and make your final decision.

Search for Useful Information

You can visit some very helpful websites that provide useful information regarding many factors affecting the car loan payment. You will get advice regarding whether to go in for a used car or a new car and how you can get a good deal either for buying a new car or for swapping your used car.

You can avail of a car loan from building societies, financial institutions or banks but the most important aspect is the car loan payment that you must compare and then select the best one that you can easily manage with your current income.

Check out online car payment loan to estimate your monthly auto loan payment. You can get a free quote from online car loan lenders easily online. Check out also bad credit car loans if you have a bad credit history.

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How Much Car Can I Afford Calculator
By Dominic Ferrara

How much car can I afford?

Once you’ve determined how much you can get for your old car, the next step is to determine how much you can afford to spend for your next car. We found a helpful calculator that looks something like this:

Down payment $_____

Monthly payment $_____

Interest rate $_____

Loan term (in months) $_____

Value of your trade-in $_____

Cash rebate (if applicable) $_____

Once you’ve filled in as many of these numbers as you can, you’ll know “You will need to qualify for a loan of $_____ to finance your purchase.”

This assumes you know how much you’ll be putting down (between any cash you’ve saved and your trade-in) and how much you can afford or want to pay every month. You can play around with different interest rates and terms of your loan.

If this formula doesn’t work for you, go to google and find one that does. You must have a good handle on the relation between how much a car costs and what the resulting monthly payments will be.

I mention all of this because as I talked to people about the cars they’ve owned, I was surprised at how many said that they couldn’t believe how much their monthly payments turned out to be. One person bought a used Mercedes wagon and almost dropped dead when the first payment came due—$850! If he had determined before he went out how much a $45,000 car was going to cost him every month, he could have spared himself a heart attack.

While it’s best to know exactly how much the car you’re going to buy is going to cost you every month, you can guesstimate this cost by knowing that for every $1,000 you finance, you’ll have to pay about $25 a month. For a $10,000 car, you’ll pay about $250 a month.

Seven final thoughts on figuring out how much you can or want to spend on your next car:

: by adding up all of your current bills and other expenditures, including rent or mortgage, groceries, etc., you should be able to determine how much you can spend each month for a car

: once you’ve looked at some cars–either online or in the showroom, look at your budget again. This is usually the most sobering way to bring you back to reality if you’ve found a car that is out of your price range. Even if you cut back on features, if you can’t afford to make the monthly payments, you shouldn’t buy the car

: very few people stick to their budget. They may have determined that they can spend $20,000, but if they find a car they’re crazy about for $25,000, their budget often goes right out the window

: when determining how much car you’ll afford, please don’t forget to factor in the cost of repairs between the different models on your list, the cost to insure the car and the cost to license it and pay for taxes

: sometimes you save money, or gain enjoyment or peace of mind, by spending a little bit more. My favorite feature in my Element is the moon roof in back. I don’t remember how much extra I had to pay for that, but it was well worth it

I still shake my head at times when I think we paid extra for a car with leather seats (the cloth seats for $1,200 less were fine with me). But I have to admit that leather seats are a lot easier to wipe clean when our four year old or one year old make a mess. I can’t even imagine cleaning up cloth seats that those two have sat on. The extra we spent was well worth it; not having spent this money would have caused me to regret our purchase

: car salesmen don’t hear you when you say you can afford, say, $400 a month for your car payment. Good salesmen are canny judges of people. Your lips might say $400, but some other part of your body is screaming, “Give me a car for $550 a month!”

: car dealers learned a long time ago that they can make a lot more money if every salesman has to discuss every sale with the sales manager. When your salesman leaves you at his desk, or out on the showroom floor, he’s telling the sales manager everything he knows about you. The sales manager then begins to map out their attack. You need to know how much car can I afford before you go to the dealer.

For more information on the best Used Cheap Cars try visiting Car Buying For Idiots located at http://CarBuyingForIdiots.com where you will find valuable information on buying cars, buying new cars and other information..

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Auto Loan Determinants – Monthly Down Payment Calculator Determinants For an Auto Loan
By Tainers Kiamba

Introduction
An auto loan amount is the equivalent of cash amount that a financial institution grants a borrower as a loan towards the purchase of an automobile. Usually the interest rate is calculated by considering the total amount to be paid back and the duration of payment. Higher payment duration will attract high interest rates and vise versa. Similarly, low credit score will have low interest rates imposed on the auto loans. Interest rate is the yearly percentage of interest amount attached to the principal.

Loan principal amount
Once a client has identified the car to purchase, the financial status is carried out. The amount available is compared with the car price. The difference between the two is the equivalent of a loan that a car buyer applies for. The amount that a borrower quotes as a loan is referred to as the principal amount. Financial institutions calculate other determinants based on the principal.

Annual percentage rate
This depends on the individual credit analysis, the principal amount, the period of auto loan pay back, and the vehicle age. An old vehicle, high credit score and short periods of payment will attract high interest rates and vice versa.

Loan term
This is the duration of auto loan payback in months. The longer the payment duration, the lower the yearly percentage interest rate imposed. Longer terms involve secured loans whose interests are low but there is a risk on the security. Short terms attract high interest rates and no risk on the collateral.

Auto loan payable amount
This is the total amount payable for the loan given. It includes the principal amount plus the interest amount for the auto loan payment period. A higher annual percentage rate implies that total amount payable for the loan is high.

When an auto loan client makes an automobile down payment which is regarded as the deposit amount to the car company, the remaining amount is referred as the applicable loan amount. This is the loan applied for. Its’ interest rate, annual percentage rate, total payable amount and the payment period are determined. Financial analysis calculates the monthly down payments or minimum payments by dividing the total amount of loan payable against the number of months.

Tainers Kiamba is an hotelier in East Africa. Through out his life he has developed an interest in writing. The author has been writing as a second party. It is time now the author would like to share his ideas and skills directly with the publishers world wide. The sky is the limit as the enthusiasm is high and quality will be the main objective to settle at. The author will employ writing skills, managerial experience and research interests to give the publisher that touch of work they would want to have. The author welcomes readers of the work and appreciates any comments and suggestions so that he can strive to meet the clients’ expectations.

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Apply At The Right Time By Taking Help Of A Used Auto Loan Calculator
By Saurabh K Jain

A used auto loan calculator will help you conclude whether you are getting the deal of your choice or not. In simple words, it gives you an idea about the cost of your car loan.

The Uses Of A Loan Calculator Are Many

• A loan payment calculator helps you know your monthly payout on your car advance. This depends upon the amount of your down payment as well as the interest rate of the loan.

• Another advantage of it is that, you are able to generate an amortization plan. This is quite useful as you get an insight into the expected total cost of the vehicle, the interest payment in one year and much more. Thus, it gives a fair idea about how much you would be paying for your car.

• A payment calculator also guides you through how much loan along with interest rate you are eligible for, depending on your credit score. Therefore, when you apply, you know what to ask from the financers, and what can be expected from them in return.

• If you calculate the interest rate that you are eligible for your used car loan through a calculator, then the financers will not be able to take you for a ride. It prepares you to bargain in case you are asked a higher loan rate, and thus helps save money.

• Get all your queries resolved with the help of a payment calculator. The more the questions you have towards your financers, the riskier the picture you paint for them. So why waste time asking unnecessary questions to the lenders, when you can resolve them on your own with the help of a cal. After all, you want not just a loan, but also the best loan offer for yourself.

• A loan calculator is perhaps one of the most useful tools available online when planning to purchase a car with a cash advance. You can try out various combinations of monthly payments, interest rates, loan tenure, and down payment, until you arrive at the most suitable one according to your budget. Any prudent borrower will definitely make the best of a loan cal to help him take a wise decision.

How Does A Loan Calculator Work?

The required information is the tenure of the loan, the interest rates along with the principal loan amount. Most online calculators also furnish detailed information, such as interest payment breakup and loan balance. Unless you have a pre-approval for a car advance, you might have to make a guess on the prevailing interest rates, depending on your credit standing.

A used auto loan calculator is a guide to one of your major financial decisions. It is however not the ultimate judge; always get the exact figures from the lender before you sign below the dotted line.

Used auto loan calculator provides an approximate estimate of what would be the cost of your loan, including the monthly installments. Whether buying an old or a new car, online loan calculators help you arrive at the different features of the loan you wish to take for your vehicle. A used car loans calculator helps you plan your finances smartly. The best used car loans providers always provide free online payment calculators to entice you to their company.

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Car Payment Calculators – How to Understand Your Car Payment With Loan Calculators!
By Barry Crewse

The car payment calculator. Only bean counter and banking people use them right? Well if you have been sitting back in that lazy chair and dreaming about that new or used car you are contemplating buying, then listen up!

Like most of us out there you are not going to just write a big fat check and get that car. Most likely you are going to need an auto loan. It pays to remember that all loans are not created equal and can vary greater from one lender to the other. Not to mention the insurance you will need to pay for as well.

With the rapid rise in prices these days, most of us are on a budget and just being able to know for sure how much that shiny new car will cost us each month and how many months we will feel the pain can eliminate a lot of pressure when deciding how much car we can purchase.

This is where the car payment calculator is worth it’s weight in gold! By adding all the little components of your future loan into it, it will immediately spit out all the information you will need to put together that next loan.

After punching in all your numbers you will know exactly which category of car you will be able to afford. Knowing this kind of information before applying for the loan can give you a major advantage over the lender.

One important thing you should do before getting to the calculator stage is get online and check out your credit report. Virtually all loan companies will use that information in determining your interest rate and length of loan they are willing to give you.

By sending in a quick request to the three major credit reporters you can obtain a free copy of your report from them once a year.

When you get the credit info you have requested you can then do a quick web search of the dealers in your town to see what kind of interest rates and down payment requirements they have in place. Quotes can vary widely depending on the dealer.

Once you have all the information you need just plug it into the car payment calculator and in mere seconds you will have all the data you need in determining you loan.

A few very useful websites out there not only have free auto payment calculators for you to use but also offer a variety of lender information as well. Some also have great advice on what you should consider when buying a new or used auto based on your credit and monthly income.

It’s also worth mentioning that many of these websites also include the free services of the big three credit reporting agencies who then work in tandem with the auto lenders profiled on the site. They can put together packages to meet nearly every kind of credit situation.

Another major benefit you may find when using your calculator is auto insurance information which some site provide as well. It’s easy to forget just how much insurance can add to your bottom line every month when making your payments.

Whether you have decided on a new car or used or even considering a lease option on a vehicle you have chosen, car payment calculators will help you immensely in finding the perfect loan you can afford while doing it accurately and extremely fast.

Before you just run out and buy that car you are dreaming about stop by http://www.mycarpaymentcalculator.com and do your home work! Also check out funding options for your new car. You may be pleasantly surprised!

Copyright: 2008 My Car Payment Calculator Dot Com

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Preparing to Apply For an Auto Loan
By Martin Lukac

It can be exciting to purchase a new vehicle. It doesn’t matter if the vehicle is brand new or slightly used – it is new to you. However, unless you have faithfully saved, you will need an auto loan. That isn’t quite as exciting.

However, you can make the entire process go smoothly. By being prepared, you eliminate a lot of the stress from the lending process. You know that you can afford the car you pick out before you sit down in the dealer’s office. That is a good feeling.

First, you need to know where you stand credit-wise. Know what your credit report says and where your credit score is. If there are any inaccuracies on your report, you want to fix them before you try to borrow money. A lower score will result in higher interest rates.

Years ago, I had a dealer tell me that I didn’t have very good credit, so I didn’t qualify for the best rates. But I knew that I had a near perfect credit score, so I took my business elsewhere and got the prime rate. If I hadn’t been aware of my credit situation, I may have paid thousands of dollars in unnecessary interest.

The chances of finding a lender or a dealer that tries to make you take a higher rate loan are not as small as you may think. I have encountered national lenders (some that advertise their products quite heavily) who offer the “best rate possible.” This best rate actually turns out to be much higher — up to 4% higher — than the current rate for borrowers with perfect credit. The assumption is that you won’t be shopping around for your loan and will take whatever they quote you. Don’t be fooled into thinking that lenders must give your a quote for the best rate you apply for. Many lending agents get bonuses for getting you to accept a higher interest rate than you qualify for. It is essential that you shop around.

You need to know exactly how much you can afford to spend on your new vehicle. Don’t forget to consider the additional insurance costs, gasoline costs and maintenance bills. And don’t forget tag, title and tax. Use an online car payment calculator to figure out what your monthly payments would be. If it doesn’t fit into your budget, you have to spend less. One quick way to tell if you can afford a vehicle is to compare it with what you have right now. If you are already financially strained, you can’t afford a higher vehicle payment.

You need to look at the big picture, not just the monthly payments. Look at what you are paying for the vehicle and at the overall costs of the loan. Getting a good deal on a vehicle doesn’t mean that you won’t pay for it in the long run.

Many borrowers choose to make a low down payment or none at all. It is easy to fit into their current budget — nothing up front. However, the total cost of your loan is increased because you are paying interest on a larger amount of money. In fact, the choice means that you will probably be upside-down on your vehicle for years to come — you owe more than it is worth. A down payment is also a wonderful way to get a good interest rate. It shows that you will not default on the loan.

Check around with different lenders before you even visit a car lot. Call your local credit union and bank. Look at a few online lenders — though be cautious in giving out information to anyone you don’t know. Many times, the car dealer won’t offer you the best auto loan. Have outside financing, let the dealer know you have outside financing and ask if they can beat the rate. Despite what I’ve always heard, in the past three auto loans I’ve received, the dealer was able to beat the bank’s rate every time. Having outside financing shows that you have your ducks in a row and gives them something to compete against. You have the added security of knowing what is fair and bargaining power is always a good asset.

Martin Lukac represents RateTake.com Mortgage mortgage marketplace. RateTake matches consumers with multiple lenders offering low mortgage rates from our network of accredited lenders.

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Automobile Refinancing’s Best Kept Secrets!
By Barry Crewse

Automobile refinancing is in itself one of the best kept secrets to reducing your monthly expenses.

For most people, the only thing that comes to mind when considering the word “refinancing”, their home loan is the only thing that seems to ring a bell.

If that is you then you really need to consider refinancing your auto loan. Why? Off to another automobile best kept secret.

Unlike refinancing your home loan, auto refinance does not involve any further costs. There are no fees associated when applying for auto refinancing.

So many people do not realize that fact and think there are fees associated with a car refinance because they pair that idea with their home loans.

Consider for a moment that you purchased your car for around $25000 at 9% for 5 years. Your monthly payment would be around $519 a month with over 6K in interest and over 31K paid over the life of the loan.

Now, take that same loan, shop around and find a refinance option which will give you a 4% interest rate. Your payments suddenly drop to $460 a month instantly adding nearly $80 a month to your bottom line and you save over &3000 in interest on that very same loan.

You think that is worth taking just a few minutes to do a little research in which you may even find a better rate than the one I mentioned above?

Another huge secret people don’t seem to realize is their ability to now get that automobile refinancing online. Remember, there are no fees to refinance your auto and all it take is finding the lender and filling out the info. That’s it!

Taking this to the next step is do not just consider financing from your dealer…or the banks! Go outside traditional lenders and consider a credit union. They often times have way better rates than you will find at your local bank.

Ok…You’ve found a funding source for that refinance on your loan. If your previous loan was unsecured, try putting up a little collateral into the mix. You will find that getting a secured loan will also get you lower interest rates. So, if you can do it, secure that loan!

Finally, consider what is known as a relationship discount, meaning that many times if you if you have other loans at say, the credit union I mentioned earlier, many lenders will offer you a lower interest rate on your refinance by adding that loan to your portfolio.

They know you, they know your loan requirements and your payment record and if you have a good history with them, bingo! You’ve just saved yourself more money to add to your monthly budget.

These are but a few tips, tricks and secrets you will find online if you know where to look. Saving money on your car payment is easier than you think and by using a car payment calculator you can add up your savings in a heartbeat.

Consider refinancing your automobile loan today and see how much money you will have to spend on other things you are currently giving your bank in interest fee’s!

Save some money every month with Automobile Refinancing and do your home work! Once you see how much you can save with an Auto Refinance you might be surprised!

Copyright: 2008 My Car Payment Calculator Dot Com

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Car Buying Negotiations Made Easy
By Mark Hulen

Do you wish the car buying process were easier? This guide will help significantly reduce the hassle while also saving you money.

The car-buying process is about who controls the negotiating power. Since most people only buy cars a few times in their lives and the car salesman sells them on a daily basis, you are at a disadvantage from the beginning. Ever wonder why one of the first questions asked by car salesmen is something like, “How much are you looking to spend per month?” This information continues to give him power during negotiations. He can use that information to manipulate you into a higher-priced car by extending the length of the loan term.

How do you place yourself into the driver’s seat? The answer is by doing research. Here are eight easy steps to getting a good car price without lengthy negotiations.

1. First, you must determine how much you can afford to pay a month including gas and insurance. A good start is to find a website that has a reverse car payment calculator. This will help you determine the price range you should consider. Insurance costs will most likely increase with a new car. Contact your insurance agent for an estimate after you have narrowed your search. Also, be sure to find out if the new vehicle uses a different grade of gas than your current car.

2. Next, do your research to know what type of car you want and the list of options you do and DO NOT want. One really good way to start this process is to identify the major aspects of a car that you need such as good gas mileage, automatic transmission, and anti-lock brakes. Knowing the options you want will help narrow your search.

3. Now it is time to research the Manufacturer’s Suggested Retail Price (MSRP), rebates, and special financing options. Manufacturers post current rebates and financing offers on their websites. Determine the offers for the type of car you are considering from each manufacturer.

4. Now you are ready to determine a fair asking price below MSRP. There are several sites that will provide estimates. The best way is to get invoice prices for the cars you are considering. Remember dealers have some hold back charges built into the invoice price which helps the dealer make money. Unless you are a skilled negotiator, do not go after these charges; just understand this when going after the invoice price. Generally, invoice price is 5% to 8% less than MSRP with the larger differences on cars loaded with options.

5. Enter the information you have gathered into a payment or cost calculator to determine which car will cost you the least. Play around with the car price, trade-in value, and down payment to find the combination that results in the monthly payment you have already determined you can afford.

6. You need to be realistic in your estimated trade-in price; you will not get $10,000 for a 10-year-old-car with 500,000 miles. Several websites are available to help you determine a fair value for your trade-in. One good method is to get a price from each of these websites and then average the numbers.

7. Another key area to research is your loan options. Before going to make your purchase be sure to have a pre-approved interest rate unless there is a special finance package being offered by the manufacturer and you know that you will be approved for it.

8. Once you have the information regarding the amount you need for trade-in and price for the car, you are ready to talk to the dealers. Now you know exactly which car you want, exactly how much you will pay for it, and exactly how much your trade-in must get to meet your financial needs. You now have control of the negotiations regardless of the salesman’s approach. Take your financial requirements to the different dealers and see who can meet or beat them. Be aware that you will often be told that they cannot make that deal. This is usually a last-ditch effort to regain the control of the negotiations. If they make a statement to this effect, you should tell them to contact you if they change their mind and leave. More often than not, they will call you back later that day or the next and be willing to meet your prices.

Mynewcarcost.com is a new website dedicated to helping the consumer with the car buying process.

The payment calculators found on this website will enable the user to accurately estimate the total monthly cost of a new car, including the car loan payment, gas, and insurance.

Other useful information found on this site includes direct links to car manufacturers’ current offers and rebates.

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